Willow Smith and her growing boobs take a selfie

Williow Smith (Jada and Will Smith's daughter) posted this artistic but bizarre photo of herself on Instagram. And has gotten some folks talking and asking if those her nipples or she's wearing a body suit? Others speculating it might just be a topless print on a shirt? But the major concern here is that Williow is only 13-years-old which makes this highly inappropriate. What's your own opinion about this photo?